2 charts show the biggest problem with US healthcare
▻http://www.businessinsider.com/2-charts-show-the-biggest-problem-with-us-healthcare-2017-4
http://static1.businessinsider.com/image/58e28e108af578f9028b5dec-600#.jpg 
http://static4.businessinsider.com/image/58e28e348af57859008b5dfc-600#.jpg Insurance works only if the risk pool includes enough low-spending people to offset those with expensive claims. That’s Obamacare’s core problem. The legal mandate to buy insurance hasn’t brought enough young and healthy people into the pool.
This is the “death spiral” you hear about. People with serious illnesses will buy insurance no matter what it costs. This drives up claim ratios, which then drives premiums yet higher and discourages young and healthy people from buying.
