What To Do If You Just Lost Health Insurance With Your Job : NPR
▻https://www.npr.org/2020/04/02/826187831/what-to-do-if-you-just-lost-health-insurance-with-your-job
KELLY: So for the millions of people who have just filed for unemployment, what are their coverage options?
SIMMONS-DUFFIN [NPR health policy reporter]: So like all things health insurance, it’s a bit complicated. It depends on where you live, but there are three big buckets to look at. And the first is COBRA; so if you worked for an employer with 20 or more workers, you have access to COBRA. It’s basically exactly the same coverage that you had before, but it can be really expensive - hundreds of dollars in premiums - and your employer isn’t chipping in to defray that.
Then the second thing is Obamacare insurance exchanges. Losing job-based coverage is a qualifying event, so you can shop for a plan there. The third option is Medicaid, so the rules about who qualifies varies from state to state, but it’s based on monthly income. You have to make less than $1,400 a month for yourself or $3,000 a month for a family of four in most states to qualify.