industryterm:financial technology

Introduction to Kin: Universal Virtual Currency for Apps
▻https://hackernoon.com/introduction-to-kin-universal-virtual-currency-for-apps-ea6464225ffc?sou

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A New Revenue Model for App Developers Similar to “Bitcoin Mining”, but Based on User EngagementKin can be found in several colors, depending on the app.Cryptocurrency seems to re-enter public discussion in tandem with fluctuations in exchange rate, but hopes of mass mainstream adoption continue to remain a hopeful vision for the future. Since most consumers are able to transact perfectly well in their local currency, the need for censorship-resistant alternative currency remains niche. Even so, Bitcoin has managed to garner international media attention and fanfare, with names like Elon Musk and Jack Dorsey endorsing the breakthrough financial technology, and even companies like JP Morgan and Facebook looking to take a piece of that international currency market for themselves. All of (...)

The 5 Top Fintech Projects that aren’t Affected by the #cryptocurrency Downfall
▻https://hackernoon.com/the-5-top-fintech-projects-that-arent-affected-by-the-cryptocurrency-dow

Do you think that as the cryptocurrency market is going down in price the whole innovation will be wiped away like nothing ever happened? #blockchain technology is still here and being brought into the spotlight only pushed its evolution even further towards filling the missing link for a cashless future.The fintech (financial technology) industry is the one that benefits the most from blockchain integration and it’s no surprise that new ideas were implemented and become functional projects. We’ve already seen NEXXO allowing small businesses to go cashless in Qatar, TenX making cryptocurrency spendable in Singapore, and OmiseGO being accepted as payment at McDonald’s.▻https://trends.google.com/trends/explore?date=2019-01-20%202019-01-24&q=blockchain,cryptocurrencyWe handcrafted a list (...)

#startup #bitcoin #education

Our #digital Future is Not Just Hype … “Digitize” or Get Left Behind !
▻https://hackernoon.com/our-digital-future-is-not-just-hype-digitize-or-get-left-behind-b8200790

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Our Digital Future is Not Just Hype … “Digitize” or Get Left Behind!Why is interest in new #technology not matched with action?Photo by Joshua Sortino on UnsplashI had some interesting discussions with policymakers and academics last week. My events focused on the “digitization of organizations” and “financial technology.” As always, there was a lot of interest in the new world. Everybody wants to talk about artificial intelligence, robotics, blockchain, and initial coin offerings (ICOs).But such interest is rarely matched with real action.References were made to the “volatility of bitcoin and other cryptocurrencies,” “the disappointing performance of artificial intelligence,” and the “slow adoption of blockchain technology.”The standard response was that we shouldn’t drive ourselves crazy worrying (...)

#digital-transformation #business #life

Everything You Need to Know About #brazil’s #fintech Industry
▻https://hackernoon.com/everything-you-need-to-know-about-brazils-fintech-industry-9a9069563451?

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By Samuel Lett, Launchway MediaBrazil is a nation of magical realism and vibrant communities, yet also of political corruption and economic unrest. Brazil is the largest country in Latin America — both in landmass and population — and holds an influential position on the global stage. After the United States, Brazil tops the list of total Facebook, Twitter, and YouTube users. Moreover, there are more mobile devices in the region than human inhabitants.Regardless of the current state of affairs, the financial technology (fintech) sector is booming in Brazil. According to Finnovista, Brazil is the largest fintech hub in Latin America with over 188 new startups in the past 18 months. The industry has grown to capture the attention of giants such as Goldman Sachs, Sequoia Capital, and Visa. (...)

#latin-america #startup-brasil #startup

10 Cross-Border Latin American #fintech Startups To Watch
▻https://hackernoon.com/10-cross-border-latin-american-fintech-startups-to-watch-f54499e6dbe?sou

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Fintech startups are revolutionizing the financial industry across Latin America. These startups are some of the first providers of financial technology in the region and through their cross-border efforts, they are helping both consumers and companies monitor their finances, make payments, and receive loans. Here are ten cross-border fintech startups in Latin America to watch.1. BlinkingBased in Chile, Blinking is a financial app that helps SMEs control their cash flow. The app’s features include monitoring invoices, managing finances, and communicating with clients. Blinking has partnerships with BCI Factoring and Banco Security.2. AfloreAflore is a fintech #startup that provides loans through informal financial advisors to Latin Americans that are not yet connected to the banking (...)

#latin-america #startup-ideas #latin-american-startups

In #fintech, China shows the way
▻http://www.economist.com/news/finance-and-economics/21717393-advanced-technology-backward-banks-and-soaring-wealth-make-china

By just about any measure of size, China is the world’s leader in fintech (short for “financial technology”, and referring here to internet-based banking and investment).

#Chine

Recipe for Disaster: The Formula That Killed Wall Street
►http://www.wired.com/techbiz/it/magazine/17-03/wp_quant

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For five years, Li’s formula, known as a Gaussian copula function, looked like an unambiguously positive breakthrough, a piece of financial technology that allowed hugely complex risks to be modeled with more ease and accuracy than ever before. With his brilliant spark of mathematical legerdemain, Li made it possible for traders to sell vast quantities of new securities, expanding financial markets to unimaginable levels.
(...) Then the model fell apart.

#finance #mathématiques