industryterm:insurance claims

Fort McMurray fire victims feel insurance squeeze - The Globe and Mail
▻http://www.theglobeandmail.com/news/national/fort-mcmurray-fire-victims-feel-insurance-squeeze/article30363823
▻http://static.theglobeandmail.ca/760/news/national/article30363822.ece/ALTERNATES/w620/FTM133_CANADA_US_CANADA_WILDFIRE_INSURANCE.JPG

Although evacuees only started returning to the city last week, the insurance claims process is already deepening a sense of misery for many homeowners and businesspeople starting to rebuild their lives. This comes on top of the financial hardship that many have suffered in this oil-producing region as prices have remained in a slump.

“It’s wrong, it’s just terribly wrong,” said Thompson, a 57-year-old heavy equipment operator. “They are trying to cut me a check and I am not taking it, I am getting legal advice.”

Many residents cited insurance representatives who shocked them with lower-than-expected property appraisals, or long wait times for damage inspections by company claims adjusters.

Et maintenant, les assurances qui veulent payer le moins possible...

fortmcmoney.com #fortmcmoney #feu #petrole #sablesbitumineux #climat #pollution #environnement

First Residents Return to Fort McMurray After Wildfire - The New York Times
▻http://www.nytimes.com/2016/06/02/world/americas/fort-mcmurray-fire-return.html?module=ArrowsNav

In all, 1,921 buildings were destroyed and 174 damaged by the fire, about 10 percent of the structures in the city. Judging by what could be seen by reporters on a recent tour, the vast majority of lost structures were houses or apartments.

Up to 15,000 people were allowed to return beginning on Wednesday, in a gradual process that will continue until Saturday. The most immediate concerns for many will be documenting damage for insurance claims and dealing with rotting food left behind in unpowered refrigerators and freezers. The provincial government has been working with a railroad on a plan for removing masses of appliances contaminated by spoiled food.
[…]
The reopening of the city comes at a time when insurance reimbursements for hotel stays are drying up for many evacuees. Heather Mack, director of government relations for the Insurance Bureau of Canada, an industry group, told reporters on a conference call that coverage for hotel expenses typically runs out after 14 to 30 days. The province has set up a fund to assist evacuees with housing costs that insurance does not cover.

Vu qu’on parle quand même de plus en plus de ce livre en particulier :

Blockchain Revolution : How the Technology Behind Bitcoin Is Changing Money, Business, and the World (Don Tapscott, Alex Tapscott)

▻http://dontapscott.com/books/blockchain-revolution

▻https://www.amazon.fr/Blockchain-Revolution-Technology-Changing-Business/dp/0399564063

https://d.ibtimes.co.uk/en/full/1509997/bc-rev.jpg

The first generation of the digital revolution brought us the Internet of information. The second genera­tion—powered by blockchain technology—is bringing us the Internet of value: a new, distributed platform that can help us reshape the world of business and transform the old order of human affairs for the better.

Blockchain is the ingeniously simple, revolution­ary protocol that allows transactions to be simul­taneously anonymous and secure by maintaining a tamperproof public ledger of value. Though it’s the technology that drives bitcoin and other digital cur­rencies, the underlying framework has the potential to go far beyond these and record virtually everything of value to humankind, from birth and death certifi­cates to insurance claims and even votes.

Why should you care? Maybe you’re a music lover who wants artists to make a living off their art. Or a consumer who wants to know where that hamburger meat really came from. Perhaps you’re an immigrant who’s sick of paying big fees to send money home to loved ones. Or an entrepreneur looking for a new platform to build a business.

And those examples are barely the tip of the ice­berg. This technology is public, encrypted, and readily available for anyone to use. It’s already seeing wide­spread adoption in a number of areas. For example, forty-two (and counting) of the world’s biggest finan­cial institutions, including Goldman Sachs, JPMorgan Chase, and Credit Suisse, have formed a consortium to investigate the blockchain for speedier and more secure transactions.

As with major paradigm shifts that preceded it, the blockchain will create winners and losers. And while opportunities abound, the risks of disruption and dislocation must not be ignored.

#book #livre
#blockchain

Bosses Harness Big Data to Predict Which Workers Might Get Sick - WSJ
▻http://www.wsj.com/articles/bosses-harness-big-data-to-predict-which-workers-might-get-sick-1455664940

http://si.wsj.net/public/resources/images/BN-MQ060_PREDIC_G_20160216135133.jpg

Some firms, such as Welltok and GNS Healthcare Inc., also buy information from data brokers that lets them draw connections between consumer behavior and health needs.

Employers generally aren’t allowed to know which individuals are flagged by data mining, but the wellness firms—usually paid several dollars a month per employee—provide aggregated data on the number of employees found to be at risk for a given condition.

To determine which employees might soon get pregnant, Castlight recently launched a new product that scans insurance claims to find women who have stopped filling birth-control prescriptions, as well as women who have made fertility-related searches on Castlight’s health app.

That data is matched with the woman’s age, and if applicable, the ages of her children to compute the likelihood of an impending pregnancy, says Jonathan Rende, Castlight’s chief research and development officer. She would then start receiving emails or in-app messages with tips for choosing an obstetrician or other prenatal care. If the algorithm guessed wrong, she could opt out of receiving similar messages.