#payments

#imf Poll Shows Real Demand For #crypto Payment Solutions
▻https://hackernoon.com/imf-poll-shows-real-demand-for-crypto-payment-solutions-9bdfc21a25e6?sou

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On April 10th, IMF launched a tweet poll asking “How do you think you will be paying for lunch in 5 years?”. The choices include cash, cryptocurrency, a mobile phone, and bank card. The choice of Cryptocurrency received 56% of the 37,000 votes and the next choice was via mobile phone with 27%. Therefore, could IMF’s poll serve as a clue to what lies in the future: Mass Adoption of Cryptocurrencies? The potential of Crypto #payments being the main method of payments is very real.body[data-twttr-rendered="true"] background-color: transparent;.twitter-tweet margin: auto !important;We would like to hear from you. ⬇ How do you think you will be paying for lunch in 5 years? #IMFmeetings #DigitalPayments — @IMFNewsfunction notifyResize(height) height = height ? height : (...)

#bitcoin #moneyfi

How to Send and Receive Data, #payments, and More Using Ultrasonic #technology
▻https://hackernoon.com/how-to-send-and-receive-data-payments-and-more-using-ultrasonic-technolo

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How to Send and Receive Data, Payments, and More Using Ultrasonic Technology.Discover Data & Payments at the Speed of SoundThe adoption of mobile payments is on the rise. In fact, the majority of smartphone owners, 78%, have made a purchase using their mobile device. However, traditional mobile payment methods are lacking in critical security needed to protect sensitive payment information.Is there a more secure way to transmit payment data than traditional mobile payment methods? The answer lies within ultrasonic technology.The LISNR® Ultrasonic Data Platform: How does it work?A customer initiates a mobile payment using their mobile device, for example buying something at the department store. Through LISNR’s technology, ultrasonic data transmission occurs, enabling secure (...)

#hackernoon-top-story #retail-technology #mobile-wallets

The Disruptor of Credit Cards — #apple Credit Card.
▻https://hackernoon.com/the-disruptor-of-credit-cards-apple-credit-card-5451f539ecca?source=rss-

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The Disruptor of Credit Cards — Apple Credit Card.With Apple launching their credit card, there is so much to look forward to. It is different from all the other products in the market in more ways than one. Let’s dive into why it’s disruptive and what to expect from possibly the MOST BEAUTIFUL card you may have seen by far.Before I jump into what this card is capable of, let’s take a moment to appreciate the beauty of this product:Jaw Drop*Source: ▻https://www.apple.com/apple-card/Today, I was reading Havard Business Review’s article on “What is Disruptive Innovation” and there it was argued that a disruptive innovation needs to have one of the two characteristics:Originate in Low-end Markets: “The disruptor often aims to provide low-end consumers with a *good enough product¹”Originate in (...)

#product-management #fintech #payments #apple-credit-card

Best #healthcare APIs to Enhance your Software Security
▻https://hackernoon.com/best-healthcare-apis-to-enhance-your-software-security-f188038257c0?sour

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Healthcare is one of the biggest industries in the world, expected to reach approximately $10,06 trillion by 2020. Because of the huge demand for new and innovative tools and services, healthcare has always been among the pioneers for testing and implementing cutting-edge technologies.On the other hand, healthcare should pay double attention to its security as it deals with highly personal information. The misuse of this information can lead to anything, from stolen identity to death, even.We have collected a list of the best APIs that, in our opinion, can help you secure your healthcare software and ensure it is used as intended.The essentials to protect your appBefore we get down to the third-party services, let’s talk about the basics that you should consider when developing an (...)

#api #payments #cybersecurity #healthcare-technology

Advantages of #bitcoin #payments
▻https://hackernoon.com/advantages-of-bitcoin-payments-815e985a6403?source=rss----3a8144eabfe3--

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Or why every other online payment method sucksWhenever someone tells you to start using new technology, the first question that comes to your mind is why? You might think: “I’m already happy current solution, so why change anything?”Therefore let’s look at current online payment gateway situation and see why merchants should start accepting Bitcoin or other #crypto currency payments.What type of online payment options there are?Online wallets: PayPal, Neteller or Skill.Card payments: Visa and Mastercard.Bank transfer: direct or via payment gateway.And how are they? Well honestly they all suck, for various reasons.1. You don’t control your moneyWhen you use banks, credit card companies or online wallet providers, they control your money and can legally do things with them that are not in your best (...)

#online-business #cryptocurrency

#vietnam #fintech in a Flash — Part II : #digital Payment
▻https://hackernoon.com/vietnam-fintech-in-a-flash-part-ii-digital-payment-1a49bd155add?source=r

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Vietnam Fintech in a Flash — Part II: Digital PaymentNOTE: If you haven’t read Part I, please read it up here: Part I: Grasping Vietnam’s Financial Technology Landscape.Currently, the level of fintech penetration in daily use remains low. A survey by World Bank reviewed that the number of non-cash transactions over population was merely 4.9%, comparing to 59.7% in Thailand and 89% in Malaysia. Dao Minh Tuan, vice chairman of Vietcombank and Chairman of the Vietnam Bankcard Association, stated that roughly 90% of Vietnamese daily spendings are cash-based. Consequently, the payment landscape in Vietnam attracts a lot of fintechs, with 47% of local fintechs serving this segment, per the EY’s ASEAN Fintech Census 2018.Payment FinTechs density in ASEAN countries as of December 2017. Source: (...)

#vietnam-fintech #payments

How to Enhance the #usability of your Payment Systems
▻https://hackernoon.com/how-to-enhance-the-usability-of-your-payment-systems-8ac2f07d518b?source

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How to Enhance Your #payments UsabilityWhen the word “Usability” pops-up, quite often users confuse it with — “User Experience”.The usability of any product shapes its user experience, and thus, usability is a part of #ux. Usability is not just the comfort of using a product, but a lot more about user satisfaction, a website being aesthetically pleasant and engaging.Online retailers previously overlooked the checkout page optimization and focused only on optimizing the front end, design and product alignment on their website. This made sense because what the user came across was the front end, that convinces the user to make a purchase.However, when it comes to conversion, it is the website checkout page that needs to be optimized in terms of product specifications & call-to-action buttons (...)

#ecommerce #payment-usability

#investment Memo: 8 Reasons 8 Decimal Invested in SendFriend
▻https://hackernoon.com/investment-memo-8-reasons-8-decimal-invested-in-sendfriend-781e47cf2406?

Investment Memo: 8 Reasons We Invested in SendFriendBy: Kadeem Clarke, Investment ManagerTeamSendFriend has a strong team for many reasons. The CEO, David Lighton, has a strong background in the remittance space based on his financial inclusion work for the World Bank in Haiti and #blockchain experience from MIT Media Lab paired with an understanding of the complex legal environment associated with the space. Joel Kosloski, the CTO, has 13 years of experience within the remittance space at multiple companies. Most recently, Joel served as Senior Director, Enterprise Architecture & Chief Enterprise Architect at MoneyGram (the second largest company in the payment remittances space). CRO David Anderson is leading the go-to-market efforts, having originally met David L. in class at (...)

#payments

How to Start a #fintech Company
▻https://hackernoon.com/how-to-start-a-fintech-company-e12bf425338?source=rss----3a8144eabfe3---

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7 Things You Should definitely Know“You have to, to serve these markets, re-imagine how money can be managed and moved because there’s going to be more change in the next five years in financial services than happened in the past 30.”– Dan Schulman, CEO PayPalEven if you don’t trade Bitcoins and are not sure how stocks work, there is still a chance that you might have used some sort of FinTech services like, mobile #payments or online banking solutions. In fact, the adoption of fintech globally reached 33% in 2017 (compared to 16% in 2015).Thus, there is absolutely no denying the fact that technologies will continue to invade the age-old financial industry. Riding on the fintech bandwagon, many millennials and innovators have reinvented their businesses and made a hefty profit in the (...)

#startup #financing #funding

#bitcoin is not being used by big companies for the same reason why BitPay is popular.
▻https://hackernoon.com/bitcoin-is-not-being-used-by-big-companies-for-the-same-reason-why-bitpa

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The reason is quite simple: you cannot enter a legal agreement with Bitcoin. Bitcoin is above the #law. It exists in reality where things are not depending on the law. You can call that reality a code, IT or simply mathematics. No matter what you call it, it’s based on science and science obeys only it’s own rules. Limiting Bitcoin with law is as stupid as limiting gravity with the law. Yes you can punish people who use Bitcoin, but it will have no effect on Bitcoin itself. Likewise if you punish people who obey gravity it will not remove the gravity itself.Anyway, back to the our topic. Big companies are avoiding Bitcoin for a very simple reason: it’s not possible to enter a legal agreement with Bitcoin. Yes you can use it, but if you happen to fuck up, it cannot sue Bitcoin. You have to (...)

#payments #cryptocurrency #online-business

How #blockchain is Changing Money Transfers
▻https://hackernoon.com/how-blockchain-is-changing-money-transfers-e9cb85e94932?source=rss----3a

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In our current time of drastic and revolutionary changes, it is imperative to radically rethink business models and archetypes in general. This article will discuss the merits of blockchain, its impact on the financial system and the experiments some companies have conducted in this area.Traditional financial services providers, banks in particular, are lagging behind the pace of technology development. According to one report from Accenture, most large banks use systems from the 1970s or even the 1960s, and newer computing technologies are simply laid on top of this foundation to support providing banking services online or via mobile devices. This means that the lion’s share of money goes to support the operational status of these systems, and not to introducing innovations. This, (...)

#blockchain-transfers #blockchain-application #payments #money-transfers

15 Most Popular Payment Gateway Solutions
▻https://hackernoon.com/15-most-popular-payment-gateway-solutions-ad49342298b9?source=rss----3a8

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A payment gateway is an application that authorizes payment for e-businesses, online retails, brick and mortar businesses and more. It is virtual equivalent to the physical point of sale established in many retail outlets.It encrypts confidential information, such as credit & debit card numbers to make you sure that the data which is passed between the customer and merchant is confidential and secure.How does a payment gateway work?A customer places an order on website or mobile by just pressing submit button or equivalent button to reach payment gateway and enters card details in the specified spaces.The customer’s web browser encrypts the detail which is to be sent between the browser and the web server. This is to be done via SSL(Secure Socket Layer) encryption technique. The (...)

#mobile-app-development #ecommerce #payments #magento #paypal

4 must-haves for online booking system in 2018
▻https://hackernoon.com/5-must-haves-for-online-booking-system-in-2018-bd1d3dc21d94?source=rss--

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The growth of the Internet in the past decade and advancement in technology has changed the way people look to avail the services.Online services, payment gateway, secured checkouts, wallet #payments etc have made simplified the process of service delivery and requirements and there’s no denying to the fact that online booking system has proved to be the one-stop solution for all.Now whether you want to book a cab, hotel reservation, doctor’s appointment, slot booking and much more, booking online is the most preferred choice of customers instead of back office booking.But with loads of booking options available, what is the one that suits your profession and brand. Based on a study, we have curated 5 most important features that booking system needs to have in coming years.Simplified (...)

#paypal #google-calendar #online-booking-system #ics

The #future with technology : #2 #biopayments.
▻https://hackernoon.com/the-future-with-technology-2-biopayments-c39eae18ac5b?source=rss----3a81

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How we can make biopayments main stream and build an eco system around it.▻https://www.rawpixel.com/image/733Imagine if we can receive (pay for) certain services by doing some exercise, donating blood, getting some tests done, or running a mile wearing a comfortable pair of shoes. Welcome to biopayments. Biopayments can be simply defined as #payments made by performing some activity which is beneficial to both the parties. It has also started in some countries where you can get a train ticket by doing a couple of sit-ups. Interesting ways to keep the citizens healthy.In Russia, 30 Squats Will Get You a Train TicketThere can be multiple areas of implementation of biopayments. The idea should be to build an ecosystem around it and engage the public in doing simple stuff.Biopayments have been (...)

#biotechnology #tech

The case against e-money by Charles Goodhart & Malte Krueger in “The impact of technology on cash usage”, London School of Economics, 2001.

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Stripe : The best way to accept #payments #online or in your apps
▻https://stripe.com/fr/features

#api : ▻https://stripe.com/docs/libraries

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Feature-packed payments

A suite of APIs that powers commerce for businesses of all sizes.

Vu sur ▻https://www.patreon.com

Gère aussi les paiements récurrents ou le paiement en un clic ▻https://stripe.com/checkout/info , assure les conversions de devises, même en #bitcoin

#ubérisation

Stripe : #Payments for #developers
►https://stripe.com

#api #cloud #paiement