technology:peer-to-peer

  • V Systems — Decentralized #blockchain Databse and DApp Platform for the New Digital Economy
    https://hackernoon.com/v-systems-decentralized-blockchain-databse-and-dapp-platform-for-the-new

    A Decentralized Blockchain Database and DApp Platform for the New Digital EconomyBitcoin was originally ideated as a peer-to-peer electronic decentralized payment system, based on a public ledger or blockchain. Developers soon realized that the scope of blockchain extended much beyond a modest payment service. Vitalik Buterin viewed it as a platform on which decentralized applications (DApps) could be written using smart contracts, and brought Ethereum to life, which ushered in a new era of blockchain projects. Another application of blockchain technology that has gained ground recently is as distributed data systems. Just like we use centralized data systems like Google Cloud and Amazon AWS, with some optimization, blockchain can be used as a decentralized database. V Systems is a (...)

    #decentralized-database #v-systems #sunny-king #spo

  • #blockchain a buzz around #bitcoin
    https://hackernoon.com/blockchain-a-buzz-around-bitcoin-9672ca2f17c6?source=rss----3a8144eabfe3

    Image by TheConversationThere is a buzz around the word Bitcoin in recent times and people think that bitcoin is blockchain and blockchain is bitcoin. Here I am going to talk about some open source communities who now have pioneered on the word BLOCKCHAIN and have proved to the world that BITCOIN is not the only BLOCKCHAIN.Image by G2crowdNakamoto’s paper on A peer-to-peer Electronic Cash System introduced to the world the concept of Blockchain. Blockchain came into existence for bitcoin and started the race to mine bitcoins to earn incentives.On the other hand, industries also started looking into blockchain technology as a boon and how they can use it to solve the problems they are facing. Blockchain-based technologies had shown the software industry a new way to build an application (...)

    #blockchain-technology #blockchain-startup #blockchain-development

  • TRON’s New Sun Network Highlights the Pivotal Role of Sidechain #technology
    https://hackernoon.com/trons-new-sun-network-highlights-the-pivotal-role-of-sidechain-technolog

    Tron (TRX) is again announcing a series of development upgrades to make the Tron network more scalable. The reason for this need for scalability lays in the increased usage of DApps.A DApp is an abbreviation for a decentralized application. For most users, the application will look and feel the same as a normal application you can find in the App Store or Google PlayStore, however, the app is built on top of #blockchain infrastructure.This means that the business logic (backend code) is running on all nodes within a decentralized peer-to-peer network. Another variant to this concept is a frontend application which makes calls to a smart contract running on the p2p network. It is even possible to take this one step further and host the frontend code on decentralized storage such as Swarm (...)

    #cryptocurrency #blockchain-technology #blockchain-development

  • Delivering Practical #privacy in #blockchain and DLT Applications
    https://hackernoon.com/delivering-practical-privacy-in-blockchain-and-dlt-applications-e4fbca82

    https://www.getreferd.com/blog/how-blockchain-can-change-healthcare/In the early days of crypto, privacy was a critical focus in blockchain development but difficult for the average user to achieve. From 2011–2014, creating multi-signature transactions was considered a cutting-edge technique that provided advanced users more privacy and security than executing standard peer-to-peer transactions alone. Now multisig is standard and more user friendly than ever. So, what’s changed in the last 5 years? And when can we expect blockchains to deliver practical privacy for non-technical users and businesses?New Privacy-Preserving ProtocolsBitcoin executes pseudo-anonymous transactions, meaning that transaction records are slightly obfuscated but can be figured out by analyzing the public (...)

    #distributed-ledgers #bitcoin #regulation

  • Trading #energy: Will #blockchain disrupt the energy industry?
    https://hackernoon.com/trading-energy-will-blockchain-disrupt-the-energy-industry-34a6a9e90112?

    By Ledgerback, in collaboration with Joshua SagisiHow the Brooklyn Microgrid is attempting to localize the energy industry by combining blockchain and microgrid technologyThe energy industry is an industry that can reap many benefits from blockchain #technology.In the energy industry, blockchain has many applications such as carbon emissions accounting, peer-to-peer (P2P) energy trading (synonymous with local energy trading), incentivizing renewable energy production (e.g., Solarcoin), and improving “smart” meters [3][4][5] .For this piece, we shall discuss P2P energy trading, the two major technologies that can make it possible, blockchain and microgrids, and the Brooklyn Microgrid, a P2P energy trading microgrid project in Brooklyn, New York.P2P Energy TradingP2P energy trading is just as (...)

    #investing #cryptocurrency

  • A Must-Know Crypto Investment Glossary Recommended by Ray Dalio
    https://hackernoon.com/a-must-know-crypto-investment-glossary-recommended-by-ray-dalio-b9076b98

    Designed by LUKRUMAs a new investor in the growing #cryptocurrency sector, you might feel overwhelmed by the terminology you’ve encountered exploring the market and chatting on forums. In order to help familiarize yourself with crypto colloquialisms, LUKRUM has provided you with an essential glossary of terms that will enable you to get a basic grasp on investing in digital currencies.BlockchainA linked list of modification-resistant blocks of data. Cryptocurrency transactions are publicly recorded in chronological order on the #blockchain using cryptography.BitcoinBitcoin (BTC) is a digital, peer-to-peer currency that exists without the need for a central bank or intermediary.AltcoinAny cryptocurrency model other than Bitcoin can correctly be called an altcoin.EthereumUnlike Bitcoin, (...)

    #cryptocurrency-investment #ethereum #eos

  • The Case for Stablecoins — 2
    https://hackernoon.com/the-case-for-stablecoins-2-2723a5a78efa?source=rss----3a8144eabfe3---4

    The Case for Stablecoins — 2Two case studies demonstrating how to innovate in fintechImage taken from The Rubin Report’s interview with Peter ThielLet’s start off with a little social experimentOn the left you can see how well received my first post was by three different #ethereum communities. R/MakerDAO, r/Ethereum, and r/ethtrader; I was upvoted 99%, 64%, and 50% respectively. By looking at the screenshot, its even easier to see that for the same post I have three karma ratings of 8, 4, and 0.This might come as a surprise to some but, the Ethereum community is not entirely behind the concept of a stablecoin token built on top of the protocol. Quite frequently the types of responses I would get highlighted how much people disliked centralization in any form. Others seemed to believe that (...)

    #fintech #insurance #peer-to-peer #blockchain

  • The Biggest Hype In The Crypto World — #facebook #cryptocurrency: Trial by #whatsapp Peer-to-Peer…
    https://hackernoon.com/the-biggest-hype-in-the-crypto-world-facebook-cryptocurrency-trial-by-wh

    The Biggest Hype In The Crypto World — Facebook Cryptocurrency: Trial by WhatsApp Peer-to-Peer PaymentsFacebook will introduce a cryptocurrency, which will allow WhatsApp users to send money instantly likely in the first half of 2019.And another failure in a series of failed trials. Why?Let’s analyze some facts, some facts from the history, let me present you a few details about Facebook previous attempts to offer financial services through payment systems as gathered by TechCrunch. Think about it, Facebook’s every initiative made in payment-systems were failed. I mean failed, we do not even remember them.Do not over-excited and overreacted. There will be probably no universal bank by Facebook/Whatsapp. So, my simple and straightforward message to crypto community that there will be almost no (...)

    #bitcoin #blockchain

  • For #energy, It’s Digitization Before Decentralization
    https://hackernoon.com/for-energy-its-digitization-before-decentralization-823ac7db733e?source=

    Roughly 10 years ago the vision of a peer-to-peer electronic cash system was published, marking the launch of #bitcoin and the foundation of #blockchain. While an explosion of new startups have enamored the cryptocurrency craze, the energy sector has envisioned leveraging blockchain for reasons similar to that of finance — transparency, trust, and automation. I’d like to highlight a few observations (and debunk a myth or two) now that blockchain hype is subsiding and new distributed energy solutions remain scarce.The youth is starting to changeMany have speculated the crypto-revolution in finance will naturally come for other industries like energy. However, what finance had that energy did not is a disruption moment from mobile and digital — a trend that forced incumbent monopolies to rethink (...)

    #distributed-systems #distributed-ledgers

  • Myths About Blockchain & #cryptocurrency You Should Forget
    https://hackernoon.com/myths-about-blockchain-cryptocurrency-you-should-forget-1de0472b2042?sou

    It’s no secret that blockchain technology is already disrupting the conventional ways of doing business. However, many myths surrounding blockchain and cryptocurrencies have not only brought confusion but also derailed its adoption by the masses.In this post, we will debunk some of the common myths. Let’s delve and explore:1. Blockchain is BitcoinSince #bitcoin’s popularity overshadows blockchain’s, many people tend to confuse between the two. Some people even believe they are the same, which is not the case. Blockchain can exist without cryptocurrencies.Blockchain is the technology that allows peer-to-peer transactions to be recorded on a distributed ledger across the network. It is a public transaction ledger of cryptocurrencies.Bitcoin (BTC) is a cryptocurrency, which can be exchanged (...)

    #ethereum #cryptocurrency-myths #blockchain-myth

  • Decentralized P2P Lending : Services vs. Networks
    https://hackernoon.com/decentralized-p2p-lending-services-vs-networks-5484d03e2f2d?source=rss--

    In this article, we will look at the rapidly emerging P2P lending market. We’ll explore some decentralized #blockchain-based credit services (SALT, ETHlend, etc.) and compare them with decentralized credit networks. We’ll consider the advantages and disadvantages of these approaches in maturing and extending the P2P lending concept, and taking advantage of an increasing network effect.But we’ll begin with a brief overview of…What is traditional P2P lending?Peer-to-peer lending (crowdfunding) is an alternative financial system, the essence of which is to provide individual lenders and borrowers with a way of lending money to unrelated persons, or equal parties, without involving a traditional financial intermediary.This method of individual lending has a long history and is even culturally (...)

  • How #blockchain Technology can help aid the #healthcare Industry
    https://hackernoon.com/how-blockchain-technology-can-help-aid-the-healthcare-industry-b917c241f

    By Alex LibertasWhat are Cryptocurrencies?The term blockchain technology is synonymous with perhaps the more established phrase of ‘Cryptocurrency’. Simply put the blockchain is the technology that powers Cryptocurrencies, with #bitcoin being the most recognised and celebrated.In 2008 Satoshi Nakamato, an unknown individual that is potentially a pseudonym for a person or group of people, introduced Bitcoin to the world.Bitcoin can be described as a form of electronic cash. It is a decentralized digital currency without a central bank or single administrator, that can be sent from user-to-user on the peer-to-peer bitcoin network without the need for intermediaries.In 2019, over ten years later, there are over 1990 Cryptocurrencies that are currently established and in circulation. It is (...)

    #crypto #cryptocurrency

  • The Looming Financial Crisis: What Will Happen To #bitcoin?
    https://hackernoon.com/in-the-looming-financial-crisis-what-will-happen-to-bitcoin-71a6e079ccf0

    You may have noticed that I have been MIA for the past few weeks, but fear not, I am still hanging around (although very busy!) and have been involved in the #cryptocurrency space as much as ever. In the midst of the Great Recession (the economic downturn during the late 2000s and early 2010s), Satoshi Nakamoto released the now-famous paper, ‘Bitcoin: A Peer-to-Peer Electronic Cash System’. Satoshi proposed ‘a purely peer-to-peer version of electronic cash that would allow online payments to be sent directly from one party to another without going through a financial institution’.It is widely accepted that Satoshi was unhappy with the economic situation at the time (centralized financial institutions, bank bail-outs, etc.) which led to the inception of Bitcoin (in 2008) with its networking (...)

    #bitcoin-financial-crisis #finance #financial-crisis

  • Socket Programming in #python : Client, Server, and Peer Examples
    https://hackernoon.com/socket-programming-in-python-client-server-and-peer-examples-a25c9782b58

    Sockets (aka socket programming) enable programs to send and receive data, bi-directionally, at any given moment. This tutorial walks through how you can send data from device-to-device, client-to-server, and vice versa using socket programming in Python.https://medium.com/media/86144cd4f9efcf87701793197783133c/hrefWhy use #sockets to send data?Internet-connected applications that need to operate in realtime greatly benefit from the implementation of sockets in their networking code. Some examples of apps that use socket programming are:Web pages that show live notifications (Facebook, Twitch, eBay)Multiplayer online games (League of Legends, WoW, Counter Strike)Chat Apps (WhatsApp, WeChat, Slack)Realtime Data Dashboards (Robinhood, Coinbase)IoT devices (Nest, August Locks)Python, unlike (...)

    #peer-to-peer #pubnub #socket-programming

  • A state of the art of decentralized web — Part 1
    https://hackernoon.com/a-state-of-the-art-of-decentralized-web-part-1-54f70fdb7355?source=rss--

    A state of the art of decentralized web — Part 11. IntroductionI am a full-stack web developer with a good expertise in JavaScript and serverless architectures on AWS (take a look to my other articles if you are interested in this topic). I have the feeling that #decentralization might be the next big thing in web development. By the way, one very popular ÐApp library is called web3.js, as being the successor of what we currently know as Web 2.0. In a way, decentralization could enable a true web without servers where every client would contribute to the web (like a #peer-to-peer network).Decentralized is the new ServerlessIn this series, I will try to demystify this whole new ecosystem. I will share with you my findings on a pretty high level. Don’t see this as a complete course or an (...)

    #web-development #blockchain #ethereum

  • Pros And Cons of a More Regulated #blockchain Ecosystem
    https://hackernoon.com/pros-and-cons-of-a-more-regulated-blockchain-ecosystem-a8fb9595d242?sour

    Regulation — simply the word was once enough to send a shudder down the spine of the crypto community. One of the primary drivers behind the success of blockchain is a libertarian, anti-establishment set of beliefs, and conceding to regulatory bodies in an attempt to fit into the existing financial framework seems to go against the beliefs upon which the blockchain ecosystem was built. Yet it has become abundantly clear in the past year that in order for blockchain to succeed, there will need to be some degree of assimilation with the traditional way of doing things. Sure, blockchain as a technology has given rise to true peer-to-peer borderless transfer of value, and innovative ways to raise capital or invest in promising projects, but we have also seen the other side of the coin: (...)

    #regulation #blockchain-regulation #regulated-blockchain #hackernoon-top-story

  • Why Signal and not Threema ? : signal
    https://www.reddit.com/r/signal/comments/852qor/why_signal_and_not_threema

    Signal is open source, Threema is not, so that disqualifies Threema as a secure app in my opinion. You could as well continue using WhatsApp since it’s also end to end encrypted but closed source. Wire is another great alternative, and it’s German.

    Hacker erklären, welche Messenger-App am sichersten ist - Motherboard
    https://motherboard.vice.com/de/article/7xea4z/hacker-erklaren-welche-messenger-app-am-sichersten-ist


    C’est en allemand, mais c’est valable sans égard de la langue que vous utilisez pour votre communication.
    – La communication sécurisée en ligne doit obligatoirement passer par une app et un prootocole open source.
    – Il vous faut un système qui exclue ou rend très difficile la collection de métatdonnées par des tiers.
    – Votre système de communication « voice » et « chat » doit fonctionner avec des clients smartphome et desktop si vous voulez entretenir un fil de commmunication indépendamment du type d’appareil à votre disposition.

    Passons sur les exigences plus poussées, je ne vois que Signal qui satisfait tous ces besoins. Après on peut toujours utiliser plusieurs « messenger apps » afin de rester au courant des « updates » de tout le monde - à l’exception des apps de Facebook (Whatsapp), Wechat et Google parce que leur utilistion constitue une menace de votre vie privée simplement par l’installation sur votre portable.

    Roland Schilling (33) und Frieder Steinmetz (28) haben vor sechs Jahren begonnen, an der TU Hamburg unter anderem zu dieser Frage zu forschen. In einer Zeit, als noch niemand den Namen Edward Snowden auch nur gehört hatte, brüteten Schilling und Steinmetz bereits über die Vor- und Nachteile verschiedener Verschlüsselungsprotokolle und Messenger-Apps. So haben sie beispielsweise im vergangenen Jahr geschafft, die Verschlüsselung von Threema per Reverse Engineering nachzuvollziehen.

    Ihre Forschung ist mittlerweile zu einer Art Aktivismus und Hobby geworden, sagen die beiden: Sie wollen Menschen außerhalb von Fachkreisen vermitteln, wie elementar die Privatsphäre in einer Demokratie ist. Im Interview erklären sie, auf was man bei der Wahl des Messengers achten soll, welche App in punkto Sicherheit nicht unbedingt hält, was sie verspricht und warum Kreditinstitute sich über datenhungrige Messenger freuen.
    ...
    Roland Schilling: Bei mir ist es anders. Ich bringe die Leute einfach dazu, die Apps zu benutzen, die ich auch nutze. Das sind ausschließlich Threema, Signal und Wire. Wenn Leute mit mir reden wollen, dann klappt das eigentlich immer auf einer von den Dreien.
    ...
    Frieder: ... Signal und WhatsApp etwa setzen auf die gleiche technische Grundlage, das Signal-Protokoll, unterscheiden sich aber in Nuancen. Threema hat ein eigenes, nicht ganz schlechtes Protokoll, das aber beispielsweise keine ‘Perfect Forward Secrecy’ garantiert. Die Technik verhindert, dass jemand mir in der Zukunft meinen geheimen Schlüssel vom Handy klaut und damit meine gesamte verschlüsselte Kommunikation entschlüsseln kann, die ich über das Handy geführt habe. Signal und WhatsApp haben das.
    ...
    Roland: Ein gutes Messenger-Protokoll ist Open Source und ermöglicht damit Forschern und der Öffentlichkeit, eventuell bestehende Schwachstellen zu entdecken und das Protokoll zu verbessern. Leider gibt es auf dem Messenger-Markt auch viele Angebote, die ihre vorgebliche „Verschlüsselung“ diesem Prozess entziehen und geheim halten, oder das Protokoll zwar veröffentlichen, aber auf Kritik nicht eingehen.

    Secure WhatsApp Alternatives – Messenger Comparison
    https://www.boxcryptor.com/en/blog/post/encryption-comparison-secure-messaging-apps

    Threema and Telegram under Control of Russia’s Government ?
    https://medium.com/@vadiman/threema-and-telegram-under-control-of-russias-government-f81f8e28714b

    WhatsApp Exploited by NSA and US Secret Services?
    Go to the profile of Vadim An
    Vadim An
    Mar 7, 2018
    This is the end of era centralized communication!

    The 2017/2018 years are hot and saturated with cybersecurity challenges. Almost every week, a major media source reported hacking incidents or backdoor exploits in popular communication and messaging services. Some of which granted government agents unauthorized access to private and confidential information from within the communications industry.

    According to mass-media reports, one of the most popular Swiss secure messaging apps Threema moved under the control of the Russian government and has been listed in the official registry with a view to controlling user communications.

    This can be seen on regulatory public website https://97-fz.rkn.gov.ru/organizer-dissemination/viewregistry/#searchform

    This knockout news was commented by Crypviser — innovative German developer of the most secure instant communication platform based on Blockchain technologies, of the point of view, what does it mean for millions of Threema users?

    To answer this question, let’s understand the requirements for getting listed in this registry as an “information-dissemination organizers” according to a new Russian federal law, beginning from 01 June 2018.

    The law requires that all companies listed in internet regulator’s registry must store all users’ metadata (“information about the arrival, transmission, delivery, and processing of voice data, written text, images, sounds, or other kinds of action”), along with content of correspondence, voice call records and make it accessible to the Russian authorities. Websites can avoid the hassle of setting aside this information by granting Russian officials unfettered, constant access to their entire data stream.

    This is very bad news for Threema users. Threema officials have reported that they are not aware of any requirements to store, collect, or provide information. Maybe not yet though since there is still some time until 01 June 2018 when the new law kicks in and Threema will be obligated to provide direct access to sensitive user’s data.

    It’s possible that Threema is fully aware of this despite claiming otherwise. They may realize that the most popular messenger in Russia, Telegram, has been under pressure since refusing to officially cooperate with Russian secret services. If Russia takes steps to block Telegram as a result, then Threema would become the next best alternative service. That is assuming they’re willing to violating the security and privacy rights of its users by giving in to the new law’s requirements.

    Based on the reports of Financial Time magazine, the Telegram founder agreed to register their app with Russian censors by the end of June 2017. This, however; is not a big loss for Telegram community because of the lack of security in Telegram to date. During the last 2 years, its security protocol has been criticized many times and many security issues were found by researchers. Although there is no direct evidence showing that Telegram has already cooperated with the Russian government or other governments, these exploitable bugs and poor security models make Telegram users vulnerable victims to hackers and secret services of different countries.

    The same security benchmark issues have been explored in the biggest communication app WhatsApp. The security model of WhatsApp has been recognized as vulnerable by the most reputed cryptographic experts and researchers worldwide. According to the Guardian, a serious “backdoor” was found in encryption. More specifically, the key exchange algorithm.

    A common security practice in encrypted messaging services involves the generation and store of a private encryption key offline on the user’s device. And only the public key gets broadcasted to other users through the company’s server. In the case of WhatsApp, we have to trust the company that it will not alter public key exchange mechanism between the sender and receiver to perform man-in-the-middle attack for snooping of users encrypted private communication.

    Tobias Boelter, security researcher from the University of California, has reported that WhatsApp’s end-to-end encryption, based on Signal protocol, has been implemented in a way that if WhatsApp or any hacker intercepts your chats, by exploiting trust-based key exchange mechanism, you will never come to know if any change in encryption key has occurred in the background.

    The Guardian reports, “WhatsApp has implemented a backdoor into the Signal protocol, giving itself the ability to force the generation of new encryption keys for offline users and to make the sender re-encrypt messages with new keys and send them again for any messages that have not been marked as delivered. The recipient is not made aware of this change in encryption.”

    But on the other hand, the developer of Signal messaging app Open Whisper Systems says, ”There is no WhatsApp backdoor”, “it is how cryptography works,” and the MITM attack “is endemic to public key cryptography, not just WhatsApp.”

    It’s worth noting that none of the security experts or the company itself have denied the fact that, if required by the government, WhatsApp can intercept your chats. They do say; however, WhatsApp is designed to be simple, and users should not lose access to messages sent to them when their encryption key is changed. With this statement, agrees on a cybersecurity expert and CTO of Crypviser, Vadim Andryan.

    “The Man-in-the-Middle attack threat is the biggest and historical challenge of asymmetric cryptography, which is the base of end-to-end encryption model. It’s hard to say, is this “backdoor” admitted intentionally or its became on front due lack of reliable public — key authentication model. But it definitely one of the huge disadvantages of current cryptographic models used for secure instant communication networks, and one of the main advantage of Crypviser platform.”

    Crypviser has introduced a new era of cryptography based on Blockchain technologies. It utilizes Blockchain to eliminate all threats of Man-in-the-Middle attack and solves the historical public key encryption issue by using decentralized encryption keys, exchanges, and authorization algorithms. The authentication model of Crypviser provides public key distribution and authorization in peer-to-peer or automated mode through Blockchain.

    After commercial launch of Crypviser unified app, ”messenger” for secure social communication will be available on the market in free and premium plans. The free plan in peer-to-peer authentication mode requires user interaction to check security codes for every new chat and call. The full-featured premium plan offers Blockchain based automated encryption model and powerful professional security features on all levels.

    You can see the comperisation table of Crypviser with centralized alternatives in the below table

    #internet #communication #sécurité #vie_privée

  • [Essay] Machine Politics by Fred Turner | Harper’s Magazine
    https://harpers.org/archive/2019/01/machine-politics-facebook-political-polarization

    The rise of the internet and a new age of authoritarianism

    par Fred Turner

    “The Goliath of totalitarianism will be brought down by the David of the microchip,” Ronald Reagan said in 1989. He was speaking to a thousand British notables in London’s historic Guildhall, several months before the fall of the Berlin Wall. Reagan proclaimed that the world was on the precipice of “a new era in human history,” one that would bring “peace and freedom for all.” Communism was crumbling, just as fascism had before it. Liberal democracies would soon encircle the globe, thanks to the innovations of Silicon Valley. “I believe,” he said, “that more than armies, more than diplomacy, more than the best intentions of democratic nations, the communications revolution will be the greatest force for the advancement of human freedom the world has ever seen.”

    At the time, most everyone thought Reagan was right. The twentieth century had been dominated by media that delivered the same material to millions of people at the same time—radio and newspapers, movies and television. These were the kinds of one-to-many, top-down mass media that Orwell’s Big Brother had used to stay in power. Now, however, Americans were catching sight of the internet. They believed that it would do what earlier media could not: it would allow people to speak for themselves, directly to one another, around the world. “True personalization is now upon us,” wrote MIT professor Nicholas Negroponte in his 1995 bestseller Being Digital. Corporations, industries, and even whole nations would soon be transformed as centralized authorities were demolished. Hierarchies would dissolve and peer-to-peer collaborations would take their place. “Like a force of nature,” wrote Negroponte, “the digital age cannot be denied or stopped.”

    One of the deepest ironies of our current situation is that the modes of communication that enable today’s authoritarians were first dreamed up to defeat them. The same technologies that were meant to level the political playing field have brought troll farms and Russian bots to corrupt our elections. The same platforms of self-expression that we thought would let us empathize with one another and build a more harmonious society have been co-opted by figures such as Milo Yiannopoulos and, for that matter, Donald Trump, to turn white supremacy into a topic of dinner-­table conversation. And the same networked methods of organizing that so many thought would bring down malevolent states have not only failed to do so—think of the Arab Spring—but have instead empowered autocrats to more closely monitor protest and dissent.

    If we’re going to resist the rise of despotism, we need to understand how this happened and why we didn’t see it coming. We especially need to grapple with the fact that today’s right wing has taken advantage of a decades-long liberal effort to decentralize our media. That effort began at the start of the Second World War, came down to us through the counterculture of the 1960s, and flourishes today in the high-tech hothouse of Silicon Valley. It is animated by a deep faith that when engineering replaces politics, the alienation of mass society and the threat of totalitarianism will melt away. As Trump fumes on Twitter, and Facebook posts are linked to genocide in Myanmar, we are beginning to see just how misplaced that faith has been. Even as they grant us the power to communicate with others around the globe, our social-­media networks have spawned a new form of authoritarianism.

    #Fred_Turner #Autoritarisme #Médias_sociaux #Mobilisation #Extrême_droite

  • Make programmable incentives work for YOU.
    https://hackernoon.com/make-programmable-incentives-work-for-you-c415bf1f5cef?source=rss----3a8

    Exploring more programmable incentives use cases.Want to learn how #blockchain can help your business? Request a blockchain workshop!A quick refresherIn our last blog we presented ‘Knuckles’, a peer-to-peer marketplace for human intelligence. In this decentralized application or ‘dApp’, users can issue tasks they’d like a hand with. Users can attach a bounty to their task to incentivize other users to help them.This mechanism of bounties lies at the core of many applications like StackExchange, Hackerone.com or Amazon Mturk. ‘Knuckles’ relies on that same mechanism of incentives but works very different under the hood. Previously we would have relied on a central operator like Amazon or HackerOne to provide this service for a fee, in return the central operator takes care of hosting, security, (...)

    #innovation #ethereum #community #technology

  • Investment platforms vie to capture a share of global #remittances

    Investment platforms are vying to capture a share of global remittances
    IN 2016 AYO ADEWUNMI, a Nigerian-born agricultural trader living in London, bought a five-hectare farm in
    his homeland. It has produced little since. “I am not in the country, so I have to rely on third parties. It’s just
    not good enough,” he says.
    Mr Adewunmi has since discovered another, potentially more satisfactory way to make such investments:
    through #FarmCrowdy (https://www.farmcrowdy.com), a crowdfunding platform that lends to Nigerian farms and provides technical
    assistance to their owners. The two-year-old startup, which is considering expanding into Ghana, places high
    hopes in the African diaspora as a source of funds.
    The case for such platforms goes beyond agriculture. Global remittances are expected to soar from $468bn
    in 2010 to $667bn in 2019. They are among the top two foreign-currency sources in several countries,
    including Kenya and the Philippines. Yet hardly any of the money is invested.
    In part, this is because recipients use three-quarters of the money for basics such as food and housing. But it
    is also because emigrants who want to invest back home have few options. New investment channels could
    attract lots of extra cash—about $73bn a year in Commonwealth countries alone, according to research by
    the 53-country grouping.

    Crowdfunding platforms would enable investors to put modest sums directly into smaller businesses in
    developing countries, which are often cash-starved. Yet of the emerging world’s 85 debt- and
    equity-crowdfunding ventures, only a handful raise money abroad. Several platforms set up in rich countries
    over the past decade to invest in developing countries, including Emerging Crowd, Homestrings and Enable
    Impact, quickly folded.
    A big problem is that few developing countries have rules about crowdfunding. Many have allowed activity
    so far chiefly because the industry is so small, says Anton Root of Allied Crowds, a consultancy. Cross-border
    transfers using such platforms easily fall foul of rich countries’ rules intended to stop money-laundering and
    the financing of terrorism.
    Some developing countries have realised that they need to act. Thailand, Malaysia, Singapore and Indonesia
    have all recently passed regulations on equity crowdfunding or peer-to-peer lending. But from a
    cross-border perspective, Africa seems most inventive, owing to active entrepreneurs and Western help.

    Last month the British government approved a grant of £230,000 ($300,000) to the African Crowdfunding
    Association to help it craft model accreditation and investor-protection rules. Elizabeth Howard of
    LelapaFund, a platform focused on east Africa, is part of an effort to see such rules adopted across the
    continent. That would help reassure sending countries that transfers do not end up in the wrong hands, she
    says. She hopes to enlist the support of the Central Bank of West African States, which oversees eight
    Francophone countries, at a gathering of crowdfunders and regulators sponsored by the French
    government in Dakar, in Senegal, this month.
    Thameur Hemdane of Afrikwity, a platform targeting Francophone Africa, says the industry will also study
    whether prospective laws could be expanded to the Central African Economic and Monetary Community, a
    grouping of six countries. Harmonised rules will not guarantee crowdfunders’ success, but would be a useful
    step towards raising the amount of diaspora capital that is put to productive use.


    https://www.economist.com/finance-and-economics/2018/11/08/investment-platforms-vie-to-capture-a-share-of-global-remittances?fsrc=scn/tw/te/bl/ed/investmentplatformsvietocaptureashareofglobalremittancesitscominghome
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