technology:mobile banking

Vulnerabilities and threats in mobile applications, 2019
▻https://www.ptsecurity.com/ww-en/analytics/mobile-application-security-threats-and-vulnerabilities-2019

In 2018, mobile apps were downloaded onto user devices over 205 billion times. Data by Marketing Land indicates that 57 percent of total digital media time is spent on smartphones and tablets. More often than not, our daily lives depend on apps for instant messaging, online banking, business functions, and mobile account management. According to Juniper Research, the number of people using mobile banking apps is approaching two billion—around 40 percent of the world’s adult population. (...)

#malware #smartphone #spyware #hacking

https://www.ptsecurity.com/upload/corporate/opengraph.png

The Big Bank, #davos and Enterprise #saas
▻https://hackernoon.com/the-big-bank-davos-and-enterprise-saas-33538036da30?source=rss----3a8144

https://cdn-images-1.medium.com/max/1024/0*3AXJgXltXnFDjzl1.jpg

I have never been to Davos. The closest I got was running into our senior partner in the queue for coffee at London City Airport at 5.45am one morning. He was on his way to the Swiss junket looking as miserable as everyone else at that hour. Nonetheless I do have a Davos story. 6 or 7 years ago, I helped organise a discussion between one of the world’s largest mobile operators and the retail division of a global bank. My firm advised both companies and we wanted to explore ideas on how they might co-operate in mobile banking. The upshot was a small dinner in a room in the bank’s London offices. I brought along a regional sales director from the mobile operator. The global head of retail from the bank attended along with 3 or 4 hangers on. Everyone there was a committed leader, smart and (...)

#enterprise-sales #big-bank #startup

Break Out a Hammer: You’ll Never Believe the Data ‘Wiped’ Smartphones Store
►http://www.wired.com/gadgetlab/2013/04/smartphone-data-trail/all

Few things are more precious, intimate and personal than the data on your smartphone. It tracks your location and logs your calls. It’s your camera and your mobile banking device; in some cases it is a payment system in and of itself that knows what you bought and when and where and for how much. All of which explains why you wipe it before sending it off to a recycler or selling it on eBay, right? Problem is, even if you do everything right, there can still be lots of personal data left behind.
Simply restoring a phone to its factory settings won’t completely clear it of data. Even if you use the built-in tools to wipe it, when you go to sell your phone on Craigslist you may be selling all sorts of things along with it that are far more valuable — your name, birth date, Social Security number and home address, for example. You may inadvertently sell your old photos, nudes and all. The bottom line is, the stuff you thought you had gotten rid of is still there, if someone knows how to look.

#vie_privée #effacer

M-PESA: The Story of the Most Successful Bank in #Kenya - Massimo Young - Freakonomics
►http://www.freakonomics.com/2012/11/26/massimo-young-reports-from-kenya-the-surprising-secret-to-banking-succ

It’s not easy to do business in #Kenya. [but] the wild success of #mobile_banking in Kenya has changed the way people use money here. Launched just 5 years ago, Kenya’s leading #mobile money transfer service, M-PESA, now processes a total of about $5 billion in transactions per year, equivalent to an astounding 15% of the country’s GDP. Before it launched, only 14% of Kenyans participated in the formal banking sector. Today, about half the adult population uses M-PESA.

#afrique #banque

►http://www.flickr.com/photos/dpu-ucl/8105459534

►http://www.flickr.com/photos/fil-rezo-net/6138341128/in/set-72157627681534744